Conservative Costs

Plan Features

(% Increase...)

Today, the average North American traditional funeral costs between $7,000 and $10,000. This price range includes the services at the funeral home, burial in a cemetery, and the installation of a headstone.  Sep 14, 2017   

National Median Cost of an Adult Funeral with  Viewing and Burial:   2004 vs. 2014

‚Äč

Non-declinable basic service fee         $1,460      $2,000        37.0%

Removal/transfer to funeral home      $  195       $   310        59.0%

Embalming                                              $  498      $   695         39.6%

Other preparation of the body               $  174      $   250         42.9%

Use of facilities/staff for viewing          $  339      $   420         23.9%

Use of facilities/staff for funeral ceremony

                                                                  $  395      $  495          25.3%

Use of a hearse                                       $  225        $ 318          41.1%

Use of a service car/van                       $100         $ 143            42.5%

Basic memorial printed package         $  95         $ 155            63.2%

Metal Casket                                         $2,100       $2,395          14.0%

Median Cost of a Funeral With Viewing and Burial

                                                               $5,582      $7,181            28.6%

Vault                                                      $   998      $1,327            33.0%

Total with vault                                    $6,580      $8,508            29.3%

Be Prepared! 

Lack of planning can result in

higher costs when 

emotional impact influences choices.

  • Available to individuals between the ages of 50 - 85

  • Available coverage from $5,000 to $30,000

  • Affordable rates that will never increase

  • Coverage will never decrease as long as premiums are paid

  • Policy cannot be cancelled as long as premiums are paid

  • Death benefits paid directly to the beneficiary of your choice federal income-tax free

  • Your policy will develop cash values

  • No medical exams required, only a medical questionnaire

  • Immediate eligibility decision made during the point-of-sale interview

  • Rates based upon your current age at the time the policy is issued

  • Premiums can be paid monthly, quarterly, semi-annually or annually